Insurance FOR TAKEAWAYS & MOBILE CATERING

SPECIALIST TAKEAWAY & MOBILE CATERING INSURANCE

Many UK high streets are packed with various types of takeaway outlets, from traditional fish and chips, pizza and fried chicken, to specialist plant based and other dietary specific brands. Each has it’s own unique insurance needs as well as legal requirements to fulfil. We’ll help build the right insurance package for your business.

Mobile catering has become increasingly common with more businesses opting for pop-up style businesses, trading from existing kitchens, dining clubs in former industrial sites and festivals. You’ll need to make sure you comply with the lease agreements by having suitable insurance cover in place and we’ll help talk you through this.

GET IN TOUCH FOR YOUR TAKEAWAY INSURANCE QUOTE

we'll build a packaged policy that’s right for your TAKE AWAY OR MOBILE CATERING business

EXAMPLES OF SOME OF THE COVERS YOU’LL NEED

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Public liability insurance covers the cost of claims made by members of the public for incidents that occur at your takeaway. It covers the cost of compensation for personal injuries and loss of, or damage to property.

With a busy in and out flow of customers to your takeaway, making sure you are protected from potential injury claims is a must.

Another possible risk to your takeaway is if someone makes a claim for food poisoning, even if it wasn’t your fault, you’ll be covered for the cost of defending yourself with public liability insurance.

Our policies will usually give £2million or £5millon worth of public liability cover depending on your takeaway’s specific needs.

Employers’ liability insurance covers the cost of compensating employees who are injured at or become ill through working for your business.

If you have employee’s, this cover is a legal requirement.

TYPICAL EXAMPLES OF CLAIMS THAT COULD ARISE

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For takeaways on high streets, claims for smashed or cracked glass are common either by accidental, malicious damage or forcible entry.

Deep fat fryers can increase the likelihood of a fire breaking out in takeaway businesses. We’ll advise you how often these and ducting need to be cleaned and serviced to protect you in the event of this common claim.

As mentioned above, food poisoning is a claim commonly associated with takeaway food business and whilst you may have taken every precaution necessary, mistakes happen that can lead to a customer becoming ill from the food you’ve served. Our policies will cover the cost of defending yourself if someone takes legal action against you.

Insurers will want to know your current food hygiene rating and will often rate your premium on this. So, making sure you have attained a good score is evidence of a well-run food business.

Speak to us and we’ll discuss in more detail about other covers you may want to consider when insuring you take away or mobile catering business, such as goods in transit, legal expenses, and employee dishonesty insurance.

NOT SURE WHAT COVER YOU REQUIRE?